Half of 25-year-olds live with parents, 1 million college students ‘Sugar Babies’, 31% of adjunct profs in poverty: Demanding obvious economic solutions yet???

American so-called “higher education” does exactly what it should: prepare college students for the real world. On 2015 Earth, students must learn the Orwellian condition that what we use for money is created as debt, producing an economy adding negative numbers forever with “developed” “modern” nations now $50 trillion in debt, the top 1% having more assets than the 99% combined, and the US top 1% has more assets than the bottom 90%.

Of course, the obvious solution is to stop creating what we use for money as a negative number owed to privately-owned banks, and have government create debt-free money for the direct payment of public goods and services. A preliminary cost-benefit analysis shows each and every US household would near-instantly achieve millionaire status with this upgrade.

But college students must pass the Emperor’s New Clothes test before escaping their asset-hole banksters (as must American civics students of all ages). Our condition:

Importantly, please confirm that what we receive for economic leadership is literal criminal fraud:

I could go on to literally ~100 areas of crucial concern.

Please understand that I represent likely hundreds of thousands of professionals making factual claims with objective evidence anyone with a high school-level of education can verify.

I have three academic papers to walk any reader through these facts; an assignment for high school economics students, one for Advanced Placement Macroeconomics students, and a paper for the Claremont Colleges’ recent academic conference:


Note: I make all factual assertions as a National Board Certified Teacher of US Government, Economics, and History, with all economics factual claims receiving zero refutation since I began writing in 2008 among Advanced Placement Macroeconomics teachers on our discussion board, public audiences of these articles, and international conferences. I invite readers to empower their civic voices with the strongest comprehensive facts most important to building a brighter future. I challenge professionals, academics, and citizens to add their voices for the benefit of all Earth’s inhabitants.


Carl Herman is a National Board Certified Teacher of US Government, Economics, and History; also credentialed in Mathematics. He worked with both US political parties over 18 years and two UN Summits with the citizen’s lobby, RESULTS, for US domestic and foreign policy to end poverty. He can be reached at Carl_Herman@post.harvard.edu

Note: Examiner.com has blocked public access to my articles on their site (and from other whistleblowers), so some links in my previous work are blocked. If you’d like to search for those articles other sites may have republished, use words from the article title within the blocked link. Or, go to http://archive.org/web/, paste the expired link into the box, click “Browse history,” then click onto the screenshots of that page for each time it was screen-shot and uploaded to webarchive. I’ll update as “hobby time” allows; including my earliest work from 2009 to 2011 (blocked author pages: here, here).


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  • OCTOBER 27, 2015 A Million Homes Taken Since Kelo

    It has been just over a decade since the Supreme Court decided in Kelo v. New London that local governments can take private property by eminent domain under a very broad reading of “public use”. Cato held an event earlier this year to examine the legal impact of Kelo, featuring remarks from George Mason Law Professor Ilya Somin based upon his recent book, The Grasping Hand. Not only has Kelo spawned widespread public backlash, but its also given birth to renewed interest by legal scholars. As an economist, I am a little more interested in the direct impact on families.